21 Places That Will Literally Pay You If You Just Ask Nicely
Wondering about how to get paid by just asking? Read on.
By The MoneyVibes Staff
December 31, 2025
21 Places That Will Literally Pay You If You Just Ask Nicely
By The MoneyVibes Staff
December 31, 2025
It turns out that when it comes to your finances, speaking up can literally pay off. Many companies — from banks to internet providers — are offering cash rewards or bill credits just for taking a few small actions. Sometimes it’s as simple as switching to a new plan, opening an account, or completing a short survey. We’ve tracked down some of the easiest ways people are earning extra cash just by knowing where (and how) to ask.
Shared by Jeffrey Wilson December, 2025There’s over $60 billion in unclaimed money sitting with government agencies and private businesses — and some of it could have your name on it. It might sound unbelievable, but the average unclaimed payout can be as much as $2,080. The tricky part is knowing where to look — and that’s where BeenVerified can help.
BeenVerified searches billions of public and private databases to uncover lost, forgotten, or unclaimed funds that might be owed to you. The process is quick, secure, and takes about five minutes from start to finish.
To check if you have money waiting, simply click below to begin your secure search, then enter your name, state, and age so BeenVerified can scan for matches. From there, you can start your $1 trial to see if any unclaimed funds belong to you (after the trial, standard monthly subscription rates apply).
You could be just minutes away from discovering money you didn’t even know existed.
👉 Start now and see if you have unclaimed money in your name
Shared by Susan Holdsworth December, 2025Driving without insurance is illegal — but here’s the loophole most people don’t know: you might be able to cancel your overpriced policy and still stay fully insured. A new online tool is helping Ohio drivers instantly compare quotes from top insurance companies — and the savings can be shocking.
When I first checked, I was paying $159/month and thought that was normal. Turns out, I was getting ripped off. After using this free comparison tool, my new rate dropped to just $47 a month — for two cars.
Too many companies quietly raise rates year after year, hoping you won’t notice. But if you take 2 minutes to check your options, you could see same-day savings and lock in a lower rate before prices climb again.
Here’s how to try it: Enter your ZIP code, date of birth, and phone number and then just answer a few quick questions about your vehicle. Compare quotes and choose your new policy — often in under 2 minutes.
Don’t wait like I did. The tool is fast, free, and could save you hundreds each month.
Shared by Jeffrey Wilson December, 2025If you’re struggling to pay down high interest debt (or you’re planning a major purchase this year), this might be the exact thing you need. There’s a card that allows you to completely pause credit card interest into 2027 … and the best part is that it could be easier than you think. It’s an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers.
That’s right — you can now finance large purchases you’ve been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee. But it doesn’t end there. This card also lets you earn a welcome bonus of up to $200 as well as up to 6% cashback!
👉 Apply now for the Bank of America® Customized Cash Rewards Card
Shared by Jeffrey Wilson December, 2025If you’re tired of watching interest pile up on your credit card debt, this could be the relief you’ve been waiting for.
The Citi® Diamond Preferred® Card offers an incredible 0% intro APR for 21 months on balance transfers — from the date of account opening. After that, the variable APR is 16.99% – 27.74% (balance transfers must be completed within 4 months of opening).
That means for nearly two years, your payments go straight toward paying down your balance — not interest. Depending on your balance, this could save you hundreds (or even thousands) of dollars.
You’ll also get a 0% intro APR for 12 months on purchases from the date of account opening, followed by the same 16.99% – 27.74% (Variable) rate and the best part? No annual fee.
This is one of the top cards available for anyone ready to ditch high-interest debt and get serious about saving money.
👉 Apply now for the Citi® Diamond Preferred® Card and enjoy 0% interest until 2027
Shared by Jeffrey Wilson December, 2025If your credit card balances never seem to go down — no matter how much you pay — you’re not alone. Those sky-high interest rates can make it feel impossible to ever get ahead.
That’s where MoneyLion comes in. If you owe less than $100,000 in credit card debt, MoneyLion can quickly match you with trusted loan providers who may help you consolidate and pay off your balances with one simple personal loan.
You don’t need perfect credit, and checking your options won’t affect your credit score.
MoneyLion has already helped process over 200 million loan requests, giving thousands of people a fresh start and real breathing room from crushing debt. You could see your loan offers in just a few minutes — no hassle, no pressure.
If you’re tired of watching interest eat up your payments, this could be your chance to finally take control.
👉 Check your loan options with MoneyLion today
Shared by Jeffrey Wilson December, 2025If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to pay off your credit card debt for less than you owe?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their Certified Debt Specialists might be able to assist you with resolving it for less than you owe with one low monthly program payment.
Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months.* To get started, just answer a few simple questions. It only takes a couple of minutes to see if you qualify!
👉 Try National Debt Relief Today
Shared by Jeffrey Wilson December, 2025It sounds unreal — and honestly, most Ohio homeowners have no idea this even exists. But if you own your home, Choice Home Warranty could be the thing that finally stops you from dropping thousands every time something breaks.
They’ve been around since 2008, so this isn’t a sketchy pop-up company. They offer straightforward, affordable plans that help cover major systems and appliances when they fail from normal wear and tear. And if something goes wrong? You can file a claim online or call anytime — their support team is available 24/7.
Right now, Ohio homeowners can check available plans and, if eligible, lock in Choice Home Warranty’s low rates before they change. It’s one of the easiest ways to protect your home (and your wallet) from surprise repairs.
Not everyone gets in — here’s how to check:
Choose a plan here and and see if you’re eligible
(Get $50 off / 1 month free for a limited time)
Shared by Jeffrey Wilson December, 2025If you’re not banking with SoFi®, you could be missing out on some seriously easy money.
Right now, SoFi is giving new members a $50 or $300 cash bonus when you open a Checking and Savings account and set up direct deposit within your first 25 days. Deposit $1,000–$4,999 to get $50 and Deposit $5,000 or more to get $300
That’s it. No complicated hoops, no hidden terms — just free money for moving your paycheck.
And here’s the kicker: your account could also earn up to a 4.30% APY on savings (that’s 3.60% APY standard + a 0.70% APY boost for six months). Combine that with the signup bonus, and you’ve got one of the easiest ways to grow your money without lifting a finger. It’s basically passive income made simple.
👉 Open your account and earn up to a $300 bonus
Shared by Jeffrey Wilson December, 2025Waiting for payday can be stressful — especially when bills, gas, or groceries can’t wait. That’s where EarnIn comes in.
With the EarnIn app, you can access up to $150 per day and $1000 per pay period from your own paycheck — all without mandatory fees or interest. Yes, really. You can access the money you’ve already earned without paying a dime if you choose not to. EarnIn doesn’t charge mandatory fees, interest, or late fees — ever.
Need cash fast? You can even choose to get your money within minutes for a small, optional fee. It’s quick, simple, and transparent — no credit checks, no hidden costs, just access to your money when you actually need it.
👉 Download the EarnIn app and access your pay as you work
Shared by Jeffrey Wilson December, 2025Let’s be real — carrying debt can feel like a weight that never goes away. The longer it hangs around, the harder it gets to shake. But what if you could finally take control and start fresh?
That’s where Accredited Debt Relief comes in. If you owe $15,000 or more in credit cards, medical bills, collections, or personal loans, their team could help you combine everything into one simple, lower monthly payment — without the endless interest piling up.
The best part? You don’t pay a dime until your debt is resolved. Many people who qualify see a clear path toward freedom from debt in as little as 12–48 months.
It only takes about 30 seconds to find out if you qualify — and that single step could change everything.
Take control today and see how much you could save
(Takes less than 2 minutes)
Shared by Jeffrey Wilson December, 2025You don’t need a side gig, a second shift, or any special skills to bring in easy extra cash.
There’s a platform quietly paying out tens of millions to everyday people—literally for sharing quick opinions. No selling. No phone calls. Just answering short questionnaires while you sip coffee or scroll your phone.
This company handles research for some of the biggest brands on earth — think Walmart, Apple, FedEx, and dozens more. And because those companies need real consumer feedback fast, they’re willing to pay regular people extremely well for it. It’s called Branded Surveys. Each questionnaire you complete earns you real money, and payouts move fast because demand for fresh opinions never stops.
There’s no cost to join, no experience needed, and you can start earning today. Plus, new users get a 100-point bonus just for creating an account.
👉 Join Branded Surveys and start turning spare minutes into actual cash.
Shared by Jeffrey Wilson December, 2025Everyone has an opinion on what’s happening in the world — but did you know you can actually get paid for it?
A popular site called YouGov lets you earn rewards for taking quick surveys about today’s biggest headlines. You’ll share your honest thoughts on trending topics — from politics to pop culture — and earn points you can redeem for cash or gift cards to places like Amazon and Walmart.
It’s not just about earning extra money — your opinions help shape the news itself. Many of YouGov’s results are featured in major media outlets every day. With over 26 million members and an Excellent Trustpilot rating, YouGov has already helped people earn up to $50 a month just by answering short surveys.
It only takes a few minutes to sign up, and you can start earning right away by completing your first survey.
👉 Start sharing your opinion and get paid for it today
Shared by Jeffrey Wilson December, 2025Let’s be real—everything costs more these days, and picking up a second job? Not exactly ideal. But here’s the thing: you’re already playing games on your phone. Whether it’s to unwind, pass time, or just for fun—what if you could get paid for it? That’s where KashKick comes in. They actually pay you to play mobile games. No sketchy surveys, no watching ad after ad—just real cash for doing what you’re already doing. Some users are even pulling in over $1,000 a month.
Quick tip: Want to hit your first $50 payout faster? A small in-app purchase (like $2 to skip a level) can help you get there way quicker.
You only need $10 to cash out, and once you hit it, the money goes straight to your PayPal. No hassle. No delays. If you’re already gaming, why not get paid for it? Join KashKick and turn your play time into pay time.
👉 Start Earning With KashKick Right Now
Shared by Jeffrey Wilson December, 2025Struggling with debt? If you’ve been hoping to use your home equity to pay it down, you’re not alone — and you’ve probably realized how frustrating the traditional financial system can be. Strict qualifications and slow approvals leave many homeowners stuck.
That’s where Unlock comes in. Through a home equity agreement (HEA), you can access up to $500,000 of your home’s equity with no monthly payments for ten years. Unlike a home equity loan, HELOC, cash-out refinance, or reverse mortgage, an Unlock HEA gives you cash today in exchange for a share of your home’s future value. It’s a flexible, modern way to tap into your home’s worth without taking on new debt.
If your credit score is 600 or higher, you can verify your property value and available equity in just 60 seconds, with no impact on your credit score. Simply enter your property address to get started.
With an A+ rating from the Better Business Bureau, Unlock is a trusted option for homeowners ready to take control of their finances. You could have the funds you need to break free from debt sooner than you think.
👉 Apply for a home equity agreement with Unlock
Shared by Jeffrey Wilson December, 2025Want to make some extra cash without being tied to a 9 to 5? DoorDash makes it easy. As a Dasher, you can earn money whenever — and wherever — you want. Deliver in your neighborhood, or hit the road and dash in a new city. You’re in control.
Whether you’re saving for something big or just want a little extra spending money, DoorDash gives you the freedom to work toward your goals at your own pace. You decide when to drive, how much to earn, and what your schedule looks like — no clocking in, no boss, no limits. Getting started is simple: apply online, choose your driver orientation, download the app, and start dashing.
👉 Sign up today and start earning on your own time
Shared by Jeffrey Wilson December, 2025If someone told you that you could actually get paid while watching videos on your computer, you’d probably roll your eyes. Too good to be true? Not this time. With InboxDollars, you can earn up to $225 a month just by doing simple online tasks — like taking short surveys while you watch your favorite shows, catch up on celebrity news, or even let a baking video play in the background.
It’s not meant to replace your day job, but it is an easy way to make a little extra money during your downtime — especially when you’re already scrolling on your phone anyway. And unlike many other sites, InboxDollars pays in real cash, not confusing points or gift cards. They’ve already paid out over $56 million to their members.
Getting started takes about a minute, and you’ll even get a $5 bonus just for signing up here.
Shared by Jeffrey Wilson December, 2025Need funds for a major expense — like a home remodel, debt payoff, or something else big? With interest rates higher than they’ve been in years, taking out a cash-out refinance or traditional home equity loan might not be your best move.
Here’s a smarter option: a home equity line of credit (HELOC). Using LendingTree’s quick HELOC matching tool you can instantly compare personalized rates and find the right fit for your situation.
A HELOC works more like a line of credit than a loan — you borrow only what you need, when you need it, and you’ll just make minimum monthly payments during the set draw period. After that, you’ll have a set amount of time to pay off the remaining balance.
Even better, most HELOCs come with variable rates, so if interest rates drop in the future, you could pay even less. It’s a flexible way to turn your home’s value into available funds – without getting locked into high fixed payments. Terms and conditions apply. LendingTree, LLC. NMLS# 1136.
👉 Access LendingTree’s HELOC matching tool here
Shared by Jeffrey Wilson December, 2025Side hustles are one of the most reliable ways to bring in extra income. Many can be started fast, fit around your schedule, and—if you focus on the right ones—can add up to thousands in extra cash. Best of all, you’re not locked into set hours or waiting weeks for a paycheck. Earn on your own time, from just about anywhere.
Here are a few side hustles people are getting paid well for right now:
💰Freecash – Earn up to $1,000 or more by playing games, completing surveys, and sharing opinions on products you already use.
💰 Branded Research – A popular platform that’s paid out over $49 million to members for giving honest feedback on major brands like Walmart, Apple, FedEx, and others.
💰 Inbox Dollars – Make up to $225 just by signing up, watching trending videos, and answering simple surveys.
No, these won’t turn you into a millionaire overnight. But they can give your budget a nice boost. Try one—or stack a few—and start bringing in extra money today.
Shared by Jeffrey Wilson December, 2025Ever check your bank account and think, “Wait… where did all my money go?” One minute you’re getting paid — the next, it’s gone. That’s where Rocket Money comes in. This all-in-one budgeting app helps you take control of your finances so you finally know exactly where your paycheck is going — and how to keep more of it.
Here’s the insider secret: while Rocket Money offers a free version, the premium subscription is where the real savings happen. It’s a pay-what-you-want plan starting at just $4 per month, and it unlocks some seriously powerful features. You get access to a Cancellation Concierge that automatically cancels unwanted subscriptions, unlimited budgets to track every dollar, full credit report access to monitor your score, and smart savings tools that help your money grow on autopilot.
It’s like having a personal financial assistant right in your pocket — minus the huge cost.
👉 Download Rocket Money today and start saving smarter
Shared by Jeffrey Wilson December, 2025Most people don’t realize that everyday activities — like shopping online, watching videos, or answering quick questions — can quietly turn into extra cash. Swagbucks is a rewards platform that lets users earn points for things they already do, then redeem those points for cash or gift cards. It’s not meant to replace a job, but as a simple money move, it can help put extra dollars back in your pocket without changing your routine or adding additional stress.
Earning extra money doesn’t always require a big commitment. Swagbucks offers a low effort way to earn rewards by doing simple tasks people already spend time on. Over time, those small payouts can add up. making this a practical money move for anyone looking to boost cash flow without taking on extra work. Getting started takes about a minute, and you’ll even get a $5 bonus!
👉 Get Started With Swagbucks Today!
Shared by Jeffrey Wilson December, 2025Think “easy money” is a myth? Not if you know where to look.
These days, data is gold — and companies are paying for it. Platforms like Freecash let you earn real money by completing simple online tasks for advertisers and market research companies that are hungry for user feedback.
Since launching in 2019, Freecash has paid out over $100 million to users and racked up 100,000+ five-star Trustpilot reviews. You can choose from dozens of easy activities, from surveys to app downloads, all on your own schedule.
Every time you complete a task, you earn coins that can be turned into Visa or Amazon gift cards, cryptocurrency, or PayPal cash — your choice. The Best part? Signing up takes less than a minute, and with enough free time, you could join the growing number of users earning $1,000 or more in extra cash.
👉 Sign up now to see how much you could earn
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